MAKE YOUR FAMILY PROUD 
OWN YOUR OWN HOME!!  
Have you dreamed about owning your own home but thought you couldn't? 
We can help!  Follow the Six Steps to Own Your Home!
How It Works- 6 Steps to Rent to Own

STEP 1: Get Qualified
Our qualification process is quick and easy, simply fill out our on-line application and upload the required documentation.  We will get back to you within 48 hours. Here are some general Approval Guidelines:

Minimum credit score of 560
At least $2700 monthly income
Deposit equal to 5% of the purchase price 
Have NO evictions filings, or apartment collections in the last 5 years
Chapter 7 bankruptcy must be discharged prior to submittal of application
Chapter 13 bankruptcy must show 6 months of on-time payments
Self employed OK (must have profit & loss statement)
Newly employed OK (must provide offer letter)
All occupants over 18 must complete an application
There will be a background check

STEP 2: Your maximum approved rent
You will receive a maximum approved rental amount. This amount will determine what price of home you qualify for.

*The estimated Maximum Approved Rent and Maximum Purchase Price described above are based upon certain assumptions and the actual amounts will vary depending on the actual cost of acquiring the home (plus estimated closing, rehabilitation, homeowner dues (if any), and real estate tax costs) and other factors considered in underwriting the transaction.

STEP 3: Find your home
One approved, choose from our available properties.

STEP 4: Down Payment
Determine Down Payment 5%-10% of purchase price depending on credit score

STEP 5: Lease the home
You sign a 2-year lease with the option to renew your lease up to the maximum of 4 years.  When you Lease the Home we also offer to enroll you in a FREE credit repair program to prepare you for home ownership

Step 6: Buy the home - If you want to
Decide that you want to purchase the home, you can do so any time during your lease. Decide that you want to move, you can you are able to do so once your lease expires. You are under no obligation to stay in the property past your lease term. Our goal is to help you become a homeowner.